7375 E. Orchard Rd. #300 Greenwood Village, Colorado 80111

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Colorado Car Insurance Laws

Denver Insurance Dispute Attorneys | Gold Law Firm

The attorneys at The Gold Law Firm are highly knowledgeable and familiar with the various automobile insurance laws in the state of Colorado. While some claims are easier to resolve legally, there are often claims which cross over a few disciplines and must be handled accordingly. This requires familiarity with the different automobile insurance laws in order to get the best results for our clients.

The Colorado automobile insurance laws require drivers to carry a certain amount of insurance policies. There are several different types of liabilities and minimum limits that every driver must obtain.

Bodily Injury Liability

This coverage will cover you if you cause an accident and someone else is injured. While Colorado requires limits of $25,000 per person and $50,000 per accident, financial experts usually recommend that drivers carry substantially more insurance. A single head injury can easily cost $40,000 in medical expenses and disabilities. Experts recommend a minimum of $100,000 per person and $300,000 per accident to ensure that you are adequately covered in the case of a catastrophic accident.

Property Damage Liability

This covers you in case you accidentally damage someone else’s property with your automobile. In most situations, this usually covers damage done to another person’s vehicle. A $15,000 limit is all that is required by Colorado law. If the damage done to another person’s property exceeds this amount, you may find yourself inadequately covered and responsible for the remaining amount.

Uninsured or Underinsured Motorist Insurance

This covers any expenses that may occur if you are involved in an automobile accident with an uninsured or underinsured driver. The minimum limits are the same as Colorado’s minimum liability  limits ($25,000/$50,000). Drivers can purchase additional coverage to increase their security in case they are injured by an uninsured driver.

Collision and Comprehensive Insurance

Collision insurance covers any damage to your car after an automobile accident. Comprehensive insurance covers any damage to your car if it is stolen or damaged in any other way besides a collision (weather damage, falling objects, wildlife encounters etc). While these insurances are not required by law, many banks require it, especially if you have an auto loan.

Colorado insurance laws can be difficult to navigate and interpret. As a result, it is important to contact an experienced Colorado personal insurance attorney if you are injured in an accident. Your attorney will be able to review your insurance policies and negotiate with insurance companies to ensure that you receive all the compensation you are entitled to.

Contact our Denver Insurance Dispute Lawyers

the Denver Insurance Dispute Attorneys of the gold law firmIf you or someone you love was injured in an accident or as a result of the negligence of another you will need an experienced Colorado personal injury attorney to handle your case. Contact attorney Gregory A. Gold of the Gold Law Firm today for a free consultation at (303) 694-4653.


Don't take our word for it, read testimonials from people we've helped:

Past Client -

Personal Injury Client

Many thanks to The Gold Law Firm. They were so helpful to me. I had no idea how personal injury issues worked and they managed the whole process. They were patient, caring and productive and I am grateful to them.

Jerry Kennedy -

Personal Injury Client

My Lawyer Colleen Parsley of the Gold Law Firm was able to secure a great settlement for my personal injury case, very happy I went to them.

Sheila Smith -

Personal Injury Client

Gregory Gold won my case! Needless to say everyone treated me like Gold! I recommend this Law firm to anyone! Thank you for everything!

Samantha Brewer -

Personal Injury Client

They are a blessing, and colleen is a caring person, not just an attorney. They are doing a lot for my son.

T.L. -


I have worked with Greg Gold and his attorneys on a number of personal injury cases for our clients. His law firm is very creative and extremely talented. I would recommend him to anyone dealing with a car accident, insurance dispute, or catastrophic injury claim.

Jessica Yates -


The Gold Law Firm and Greg took on my unique case when no one else would. They were amazing through the whole process. Making sure we clearly understood everything. Always taking extra time to answer all our questions. In the end we got justice! I just learned that now they have a special victims unit, and it warms my heart to know that someone is there for those unique victims.

Janet Christensen -


This is a top-notch law firm who puts their client first. Colleen Parsley walked me through all the steps of my lawsuit. She is the best lawyer you can partner with. Mike Rosenberg was the insurance specialist and has outstanding expertise. Between the two of them we were able to settle my claim with two different insurance companies who had no intention of settling with me directly. I received a recommendation to contact the Gold Law Firm after a year of providing evidence and expecting coverage of my home damage after a water heater failure. I finally realized my only option was to hire a lawyer. I am very grateful that I found the best!

Michele Wood Byers -


Greg was a genius when my son was in a car accident. Thanks so much!

Miles W. -


Greg Gold is an excellent Attorney that gets the job done he is probably the best personal injury Lawyer in Colorado and the surrounding States he is up on the latest cases and has a feel for what will work no nonsense he will not B.S. you to sign you up he is very selective about the cases he takes he won a Walmart case in Longmont for a world record 18 Million dollars and collected it for the injured lady truck driver.

John R. -


Cannot speak highly enough about the Gold Law Firm. My case was turned over to them when the original firm and the insurance firm reached an impasse. Michael took on the case and stuck with it until an additional settlement was reached. My children have a stress free start in life thanks to the efforts of the Gold Law Firm.

Gina E. -


This is one of the best law firms I have ever been introduced to. They are very informative and very friendly. They answer your calls ASAP and help explain everything you need to move forward with whatever you need.

H A. -


Colleen Parsley was instrumental in helping me after someone rear-ended me, causing a concussion, cracked teeth and neck injury. She is kind, professional and knows the law. I wanted someone to be effective but not a bully. Colleen was that and much more.

Amy R. -


I was in an accident with a driver who was texting. Mr. Gold was able to get me an appropriate settlement. His team was extremely professional and got justice for me. I would recommend The Gold Law Firm over any other firm.

P.W. -


My attorney always kept his word he was very professional and was always available when I needed him he represented me in an honorable fashion and I have the utmost confidence in The Firm

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