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Uber and Lyft Accidents

Unless you’ve been living in a cave for the last few years, the odds are that you’ve at least heard of ridesharing companies like Uber and Lyft, and most likely, you’ve probably even used their services.

These innovative gig economy companies, and the ever-present smartphones that enable them to work, are striking examples of the way that technology has changed many of the basic tasks of living we all engage in every day.

In case you are unfamiliar, Uber and Lyft are both apps that people can use on their smartphones to arrange transportation, courier services, order food to be delivered and much more. The drivers these services use are contracted by the companies as independent contractors. So that means that they’re driving their own vehicles, which makes them easy to find when you need a ride. No more worrying about having to find or schedule a taxi or shuttle, you can find an Uber driver that will be there within minutes.

And by having these people work as contractors instead of employees, the companies are able to push many of the costs that are usually incurred in this type of business operation, such as gas and vehicle maintenance costs, onto the drivers themselves. Since they’re able to limit their costs, they’re able to provide cheaper transportation than traditional cab companies can offer.

It’s this flexible business structure that has enabled these companies to grow very, very quickly. In fact, Uber alone has more than 110 million regular monthly users worldwide, and all of those users need drivers. That means there are millions of independent contractors working for Uber and Lyft, and anytime you have a lot of drivers on the road, there are inevitably going to be motor vehicle accidents.

But how does it work when an Uber or Lyft driver gets in an accident? If someone is injured as a passenger during an Uber ride, who will pay for the medical bills they’ll now have to face? What about the driver of a car injured because a Lyft driver crashed into them, how will they recover fair compensation for their damages?

Uber and Lyft Car Accidents and Liability Insurance

The unique business model behind rideshare companies like Uber and Lyft, greatly differentiate them from traditional taxi companies in many ways, one of the most important of which is how liability is determined in the event of a motor vehicle accident. Traditional taxi companies have their own fleet of vehicles, and must have policies covering those vehicles and the drivers who operate them while carrying out the taxi company’s business.

Uber and Lyft drivers use their own vehicles, and as such, are required to have their own insurance policies. But on top of that, these companies also cover their drivers with additional policies that kick in when the driver is actually transporting a customer. And speaking of customers, these companies have policies to cover them as well. But, there are many types of common situations that arise when these policies might not cover either the driver or the rider, and that can leave vulnerable rideshare car accident injury victims in a difficult financial situation.

Uber and Lyft, like all other large corporations, are focused first and foremost on making a profit. And that is the exact goal they should be focused on. But when possible, they, or the big insurance companies they have polices with, may try and deflect the financial burden for damages sustained in a crash with an Uber or Lyft driver, onto other parties, in order to maintain their financial bottom line.

If you or a loved one have been injured in a car accident involving an Uber or Lyft driver, it’s important that you contact an experienced attorney as soon as you are able, and after you’ve gotten any necessary medical care. These types of cases often involve multiple insurance companies and can be quite complex. The right attorney will be able to ascertain the details of your case, and let you know the best way to proceed.

Contact our Colorado Uber and Lyft Car Accident Attorneys Today

Greg Gold of the Gold Law FirmIf you were injured in a car accident because of the negligent actions or a rideshare driver working for Uber or Lyft,  consider putting our experienced Denver car accident attorneys on your side. At the Gold Law Firm, we work hard to achieve the maximum compensation for all of our clients. Contact attorney Gregory A. Gold or Sommer Luther of the Gold Law Firm today for a free consultation at (303) 694-4653.

The Gold Law Firm serves the victims of personal injury and insurance disputes throughout the state of Colorado, including DenverAkronBrushByersFort MorganGreeleyHolyokeStrasburgWeldonaWiggins, and Yuma.


Don't take our word for it, read testimonials from people we've helped:

Past Client -

Personal Injury Client

Many thanks to The Gold Law Firm. They were so helpful to me. I had no idea how personal injury issues worked and they managed the whole process. They were patient, caring and productive and I am grateful to them.

Jerry Kennedy -

Personal Injury Client

My Lawyer Colleen Parsley of the Gold Law Firm was able to secure a great settlement for my personal injury case, very happy I went to them.

Sheila Smith -

Personal Injury Client

Gregory Gold won my case! Needless to say everyone treated me like Gold! I recommend this Law firm to anyone! Thank you for everything!

Samantha Brewer -

Personal Injury Client

They are a blessing, and colleen is a caring person, not just an attorney. They are doing a lot for my son.

T.L. -


I have worked with Greg Gold and his attorneys on a number of personal injury cases for our clients. His law firm is very creative and extremely talented. I would recommend him to anyone dealing with a car accident, insurance dispute, or catastrophic injury claim.

Jessica Yates -


The Gold Law Firm and Greg took on my unique case when no one else would. They were amazing through the whole process. Making sure we clearly understood everything. Always taking extra time to answer all our questions. In the end we got justice! I just learned that now they have a special victims unit, and it warms my heart to know that someone is there for those unique victims.

Janet Christensen -


This is a top-notch law firm who puts their client first. Colleen Parsley walked me through all the steps of my lawsuit. She is the best lawyer you can partner with. Mike Rosenberg was the insurance specialist and has outstanding expertise. Between the two of them we were able to settle my claim with two different insurance companies who had no intention of settling with me directly. I received a recommendation to contact the Gold Law Firm after a year of providing evidence and expecting coverage of my home damage after a water heater failure. I finally realized my only option was to hire a lawyer. I am very grateful that I found the best!

Michele Wood Byers -


Greg was a genius when my son was in a car accident. Thanks so much!

Miles W. -


Greg Gold is an excellent Attorney that gets the job done he is probably the best personal injury Lawyer in Colorado and the surrounding States he is up on the latest cases and has a feel for what will work no nonsense he will not B.S. you to sign you up he is very selective about the cases he takes he won a Walmart case in Longmont for a world record 18 Million dollars and collected it for the injured lady truck driver.

John R. -


Cannot speak highly enough about the Gold Law Firm. My case was turned over to them when the original firm and the insurance firm reached an impasse. Michael took on the case and stuck with it until an additional settlement was reached. My children have a stress free start in life thanks to the efforts of the Gold Law Firm.

Gina E. -


This is one of the best law firms I have ever been introduced to. They are very informative and very friendly. They answer your calls ASAP and help explain everything you need to move forward with whatever you need.

H A. -


Colleen Parsley was instrumental in helping me after someone rear-ended me, causing a concussion, cracked teeth and neck injury. She is kind, professional and knows the law. I wanted someone to be effective but not a bully. Colleen was that and much more.

Amy R. -


I was in an accident with a driver who was texting. Mr. Gold was able to get me an appropriate settlement. His team was extremely professional and got justice for me. I would recommend The Gold Law Firm over any other firm.

P.W. -


My attorney always kept his word he was very professional and was always available when I needed him he represented me in an honorable fashion and I have the utmost confidence in The Firm

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