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Insurance Bad Faith

Colorado Insurance Bad Faith Attorneys | Gold Law Firm

When you purchase an insurance policy, you are essentially entering into an agreement with the insurance company. As long as you pay your premiums and keep your insurance policy in good standing, they agree to provide the benefits stated in the contract. In the case of automobile insurance, your insurance company agrees to cover you in case the unexpected happens and you are injured in an automobile accident.

What is Insurance Bad Faith?

Unfortunately, there are situations when insurance companies fail to uphold their end of the agreement. If an insurance company unreasonably denies your claim, they are considered to be acting in “bad faith”. While claim denial is a common reason for filing a bad faith lawsuit, there are many other ways an insurance company can commit bad faith:

  • Failure to investigate a claim
  • Refusing to settle a claim
  • Unreasonable translation of the policy
  • Failure to reimburse you according to the policy limits
  • Delay of payment
  • Unreasonable denial of a claim

Each one of these situations results in a breach of contract. Luckily, laws have been created to uphold contracts that have been breached and protect you from such situations. If you have been denied a legitimate insurance claim by your insurance company, it is important to contact an experienced personal injury attorney immediately.  Your attorney will need to meticulously review your insurance policy to determine if your insurance company has unreasonably denied your claim and therefore acted in bad faith.

What to do in case of Insurance Bad Faith?

Your insurance company is responsible for acting on your behalf and negotiating with third parties with your best interest in mind. Instead, many insurance companies negotiate claims that suit their own company’s interests – not yours. If your insurance company fails to pay a claim or falsely denies your claims, you may be entitled to sue for breach of contract, breach of fiduciary duty, bad faith and even for violations of the Colorado Consumer Protection Act. In addition, you may be eligible for up to three times the amount of insurance benefits currently owed to you.
If you suspect your insurance company of bad faith practices, it is important to contact a Colorado bad faith attorney immediately. Insurance companies have large legal firms dedicated to protecting their assets and it is crucial that you obtain your own legal representation before attempting to file a claim. In addition to taking legal action, you should immediately report your insurance company to the Colorado commissioner of insurance.

Contact our Denver Bad Faith Insurance Attorneys

If you have had an insurance claim denied or believe that you have been the victim of bad faith practices by your insurance company, contact the Gold Law firm today. The Gold Law firm has successfully handled numerous bad faith lawsuits throughout the state of  Colorado and will always work to negotiate a full and fair settlement. Contact the Gold Law Firm today for a free consultation at (303) 694-4653.


Don't take our word for it, read testimonials from people we've helped:

Past Client -

Personal Injury Client

Many thanks to The Gold Law Firm. They were so helpful to me. I had no idea how personal injury issues worked and they managed the whole process. They were patient, caring and productive and I am grateful to them.

Jerry Kennedy -

Personal Injury Client

My Lawyer Colleen Parsley of the Gold Law Firm was able to secure a great settlement for my personal injury case, very happy I went to them.

Sheila Smith -

Personal Injury Client

Gregory Gold won my case! Needless to say everyone treated me like Gold! I recommend this Law firm to anyone! Thank you for everything!

Samantha Brewer -

Personal Injury Client

They are a blessing, and colleen is a caring person, not just an attorney. They are doing a lot for my son.

T.L. -


I have worked with Greg Gold and his attorneys on a number of personal injury cases for our clients. His law firm is very creative and extremely talented. I would recommend him to anyone dealing with a car accident, insurance dispute, or catastrophic injury claim.

Jessica Yates -


The Gold Law Firm and Greg took on my unique case when no one else would. They were amazing through the whole process. Making sure we clearly understood everything. Always taking extra time to answer all our questions. In the end we got justice! I just learned that now they have a special victims unit, and it warms my heart to know that someone is there for those unique victims.

Janet Christensen -


This is a top-notch law firm who puts their client first. Colleen Parsley walked me through all the steps of my lawsuit. She is the best lawyer you can partner with. Mike Rosenberg was the insurance specialist and has outstanding expertise. Between the two of them we were able to settle my claim with two different insurance companies who had no intention of settling with me directly. I received a recommendation to contact the Gold Law Firm after a year of providing evidence and expecting coverage of my home damage after a water heater failure. I finally realized my only option was to hire a lawyer. I am very grateful that I found the best!

Michele Wood Byers -


Greg was a genius when my son was in a car accident. Thanks so much!

Miles W. -


Greg Gold is an excellent Attorney that gets the job done he is probably the best personal injury Lawyer in Colorado and the surrounding States he is up on the latest cases and has a feel for what will work no nonsense he will not B.S. you to sign you up he is very selective about the cases he takes he won a Walmart case in Longmont for a world record 18 Million dollars and collected it for the injured lady truck driver.

John R. -


Cannot speak highly enough about the Gold Law Firm. My case was turned over to them when the original firm and the insurance firm reached an impasse. Michael took on the case and stuck with it until an additional settlement was reached. My children have a stress free start in life thanks to the efforts of the Gold Law Firm.

Gina E. -


This is one of the best law firms I have ever been introduced to. They are very informative and very friendly. They answer your calls ASAP and help explain everything you need to move forward with whatever you need.

H A. -


Colleen Parsley was instrumental in helping me after someone rear-ended me, causing a concussion, cracked teeth and neck injury. She is kind, professional and knows the law. I wanted someone to be effective but not a bully. Colleen was that and much more.

Amy R. -


I was in an accident with a driver who was texting. Mr. Gold was able to get me an appropriate settlement. His team was extremely professional and got justice for me. I would recommend The Gold Law Firm over any other firm.

P.W. -


My attorney always kept his word he was very professional and was always available when I needed him he represented me in an honorable fashion and I have the utmost confidence in The Firm

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