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Accidents with Uninsured/Underinsured Drivers

Denver Insurance Coverage Attorneys | The Gold Law Firm

Being involved in an automobile accident can be devastating. As you struggle to recover from injuries, medical bills and rehabilitation expenses can quickly become overwhelming. You need money fast—but what if the driver who hit you doesn’t have insurance at all or doesn’t have enough insurance to pay for your expenses?  Unfortunately, you could find yourself falling behind on mortgage payments and utility bills as you struggle to deal with insurance companies. Luckily, there are laws in place to protect you from such a catastrophe.

Accidents with Uninsured/Underinsured Motorist in Colorado – What’s Next?

If you have been injured by an uninsured or underinsured motorist, DON’T PANIC! Contact a Colorado personal injury attorney immediately. Recently, Colorado’s uninsured/underinsured motorist laws were revised to protect Colorado drivers who are injured in motor vehicle accidents (C.R.S. Section 10-4-609).  As a result, you may be entitled to more compensation that you think. Your personal injury attorney will be able to determine if you can file a claim under your own insurance policy. This enables you to obtain money for your injuries quickly and efficiently. Unfortunately, many insurance companies attempt to deny these claims, even when there are no grounds for denial.

Potential Problems with Uninsured/Underinsured Driver Claims

Even if you own uninsured/underinsured motorist insurance, you may still have trouble filing a claim. Insurance companies have obligations to their shareholders to increase their profit margins. As a result,  they may deny your claims or delay compensation that is rightfully yours. In addition, they may treat you like an opponent and attempt to pay you less than you are owed. Unfortunately, many accident victims mistakenly settle with their insurance companies for far less that they are actually entitled to. While insurance companies do not want to pay more than they have to, you have every right to be compensated for the injuries you sustained – even if the other driver was uninsured. In this situation, you need an aggressive and compassionate personal injury attorney with an extensive knowledge of Colorado Insurance laws.

How our Denver Insurance Coverage Lawyers can Help

At the Gold Law Firm, we help navigate our clients through the confusion after an automobile accident. By working diligently with insurance companies and medical experts, we obtain the maximum compensation for all of our clients, regardless of their situation. If you are injured by an uninsured or underinsured driver, contact the Gold Law Firm today for a free consultation at (303) 694-4653.


Don't take our word for it, read testimonials from people we've helped:

Past Client -

Personal Injury Client

Many thanks to The Gold Law Firm. They were so helpful to me. I had no idea how personal injury issues worked and they managed the whole process. They were patient, caring and productive and I am grateful to them.

Jerry Kennedy -

Personal Injury Client

My Lawyer Colleen Parsley of the Gold Law Firm was able to secure a great settlement for my personal injury case, very happy I went to them.

Sheila Smith -

Personal Injury Client

Gregory Gold won my case! Needless to say everyone treated me like Gold! I recommend this Law firm to anyone! Thank you for everything!

Samantha Brewer -

Personal Injury Client

They are a blessing, and colleen is a caring person, not just an attorney. They are doing a lot for my son.

T.L. -


I have worked with Greg Gold and his attorneys on a number of personal injury cases for our clients. His law firm is very creative and extremely talented. I would recommend him to anyone dealing with a car accident, insurance dispute, or catastrophic injury claim.

Jessica Yates -


The Gold Law Firm and Greg took on my unique case when no one else would. They were amazing through the whole process. Making sure we clearly understood everything. Always taking extra time to answer all our questions. In the end we got justice! I just learned that now they have a special victims unit, and it warms my heart to know that someone is there for those unique victims.

Janet Christensen -


This is a top-notch law firm who puts their client first. Colleen Parsley walked me through all the steps of my lawsuit. She is the best lawyer you can partner with. Mike Rosenberg was the insurance specialist and has outstanding expertise. Between the two of them we were able to settle my claim with two different insurance companies who had no intention of settling with me directly. I received a recommendation to contact the Gold Law Firm after a year of providing evidence and expecting coverage of my home damage after a water heater failure. I finally realized my only option was to hire a lawyer. I am very grateful that I found the best!

Michele Wood Byers -


Greg was a genius when my son was in a car accident. Thanks so much!

Miles W. -


Greg Gold is an excellent Attorney that gets the job done he is probably the best personal injury Lawyer in Colorado and the surrounding States he is up on the latest cases and has a feel for what will work no nonsense he will not B.S. you to sign you up he is very selective about the cases he takes he won a Walmart case in Longmont for a world record 18 Million dollars and collected it for the injured lady truck driver.

John R. -


Cannot speak highly enough about the Gold Law Firm. My case was turned over to them when the original firm and the insurance firm reached an impasse. Michael took on the case and stuck with it until an additional settlement was reached. My children have a stress free start in life thanks to the efforts of the Gold Law Firm.

Gina E. -


This is one of the best law firms I have ever been introduced to. They are very informative and very friendly. They answer your calls ASAP and help explain everything you need to move forward with whatever you need.

H A. -


Colleen Parsley was instrumental in helping me after someone rear-ended me, causing a concussion, cracked teeth and neck injury. She is kind, professional and knows the law. I wanted someone to be effective but not a bully. Colleen was that and much more.

Amy R. -


I was in an accident with a driver who was texting. Mr. Gold was able to get me an appropriate settlement. His team was extremely professional and got justice for me. I would recommend The Gold Law Firm over any other firm.

P.W. -


My attorney always kept his word he was very professional and was always available when I needed him he represented me in an honorable fashion and I have the utmost confidence in The Firm

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