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What is Subrogation in an Injury Case?

Published: April 22, 2022 004 10:00 am


What is Subrogation in an Injury CaseIf you suffered an injury in a car accident in Denver, you may wonder who ultimately pays for your injuries and damages. After a car accident, your health insurance company might bear the burden of paying for your medical bills while you are in the hospital.

However, if the accident was not your fault, they will not want to bear this burden alone. If they find out that you received money in an injury settlement, they will want their cut. This is where subrogation comes into play. 

Subrogation is a legal process where one party stands in the place of another party to assert a legal claim or right. In the context of an injury case, this means that if you are injured in a car accident and your insurance company pays for your medical bills, they may then seek reimbursement from the at-fault driver’s insurance company through subrogation.

In some cases, this can happen even if you have not yet settled your personal injury case with the at-fault driver.

The purpose of subrogation is to ensure that the party who ultimately bears the responsibility for the damages pays for them. In many cases, this will be the at-fault driver’s insurance company.  However, there are some situations where subrogation may not be available or may not make sense.

If you are seeking compensation for pain and suffering or other non-economic damages in your personal injury case, your insurance company is not entitled to reimbursement for these types of damages. This is because these types of damages are not considered to be “medical expenses.”

It is important to understand that not every company that seeks subrogation after a car accident is entitled to it. An experienced car accident attorney can review your case and identify the parties eligible for subrogation. Whether subrogation applies to your claim depends ultimately on who paid the bills and who is to blame for the accident. 

If you have been injured in a car accident, it is important to speak with an experienced personal injury attorney to learn more about your rights and options. An attorney can help you understand the subrogation process and whether it applies in your case.


Contact Our Denver Injury Accident Law Firm Today

Gold Law FirmIf you have been injured in a car accident, it is important to speak with an experienced personal injury attorney at the Gold Law Firm to learn more about your rights and options. An attorney can help you understand the subrogation process and whether it applies in your case.

Call the Gold Law Firm today. We can meet with you for a FREE and 100% confidential evaluation to answer all your questions. Call us today for a free consultation at (303) 694-4653. With offices in Denver, Brush, Durango, and Loveland, we are here to help you.


Don't take our word for it, read testimonials from people we've helped:

Past Client -

Personal Injury Client

Many thanks to The Gold Law Firm. They were so helpful to me. I had no idea how personal injury issues worked and they managed the whole process. They were patient, caring and productive and I am grateful to them.

Jerry Kennedy -

Personal Injury Client

My Lawyer Colleen Parsley of the Gold Law Firm was able to secure a great settlement for my personal injury case, very happy I went to them.

Sheila Smith -

Personal Injury Client

Gregory Gold won my case! Needless to say everyone treated me like Gold! I recommend this Law firm to anyone! Thank you for everything!

Samantha Brewer -

Personal Injury Client

They are a blessing, and colleen is a caring person, not just an attorney. They are doing a lot for my son.

T.L. -


I have worked with Greg Gold and his attorneys on a number of personal injury cases for our clients. His law firm is very creative and extremely talented. I would recommend him to anyone dealing with a car accident, insurance dispute, or catastrophic injury claim.

Jessica Yates -


The Gold Law Firm and Greg took on my unique case when no one else would. They were amazing through the whole process. Making sure we clearly understood everything. Always taking extra time to answer all our questions. In the end we got justice! I just learned that now they have a special victims unit, and it warms my heart to know that someone is there for those unique victims.

Janet Christensen -


This is a top-notch law firm who puts their client first. Colleen Parsley walked me through all the steps of my lawsuit. She is the best lawyer you can partner with. Mike Rosenberg was the insurance specialist and has outstanding expertise. Between the two of them we were able to settle my claim with two different insurance companies who had no intention of settling with me directly. I received a recommendation to contact the Gold Law Firm after a year of providing evidence and expecting coverage of my home damage after a water heater failure. I finally realized my only option was to hire a lawyer. I am very grateful that I found the best!

Michele Wood Byers -


Greg was a genius when my son was in a car accident. Thanks so much!

Miles W. -


Greg Gold is an excellent Attorney that gets the job done he is probably the best personal injury Lawyer in Colorado and the surrounding States he is up on the latest cases and has a feel for what will work no nonsense he will not B.S. you to sign you up he is very selective about the cases he takes he won a Walmart case in Longmont for a world record 18 Million dollars and collected it for the injured lady truck driver.

John R. -


Cannot speak highly enough about the Gold Law Firm. My case was turned over to them when the original firm and the insurance firm reached an impasse. Michael took on the case and stuck with it until an additional settlement was reached. My children have a stress free start in life thanks to the efforts of the Gold Law Firm.

Gina E. -


This is one of the best law firms I have ever been introduced to. They are very informative and very friendly. They answer your calls ASAP and help explain everything you need to move forward with whatever you need.

H A. -


Colleen Parsley was instrumental in helping me after someone rear-ended me, causing a concussion, cracked teeth and neck injury. She is kind, professional and knows the law. I wanted someone to be effective but not a bully. Colleen was that and much more.

Amy R. -


I was in an accident with a driver who was texting. Mr. Gold was able to get me an appropriate settlement. His team was extremely professional and got justice for me. I would recommend The Gold Law Firm over any other firm.

P.W. -


My attorney always kept his word he was very professional and was always available when I needed him he represented me in an honorable fashion and I have the utmost confidence in The Firm

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